Osanta Microfinance Bank

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Loans

Individual Loans

Quick personal loans for emergencies, medical bills, or asset acquisition.

Benefits

  • Flexible Repayment
  • Competitive Rates
  • Fast Approval

Requirements

  • ID
  • BVN
  • Proof of Income
  • 6-month Bank Statement

Group Loans

Designed for groups (5–10 members) to support collective or individual businesses.

Benefits

  • Group guarantee (no collateral)
  • Capacity Building
  • Peer Support

Requirements

  • IDs
  • BVNs
  • Group Registration
  • Savings Record

Education Loans

For Tuition and Educational expenses for Students or Guardians

Benefits

  • Flexible school-term Repayment
  • Fast Disbursement

Requirements

  • Admission letter/Fee invoice
  • ID
  • Proof of Income
  • Guarantor

SME Loans

For Business expansion, working capital, and equipment purchase.

Benefits

  • Higher loan amounts
  • Business advisory
  • Flexible Repayment

Requirements

  • CAC certificate
  • BVN
  • ID
  • 6–12 months Bank statement
  • Business Plan
  • Collateral/Guarantor

Agric Loans

Tailored for farmers and agribusiness operators

Benefits

  • Seasonal Repayment
  • Affordable rates
  • Supports full value chain

Requirements

  • Evidence of Farmland/Agribusiness
  • BVN
  • ID
  • Guarantor
  • Collateral.